A car accident can change your routine and your peace of mind in just a few moments. It can affect your body, your work, and your finances. That is why knowing what to do after a crash is so important.
Car accidents are not small events. They often cause injuries that need real medical care and a long recovery time. If you are involved in a crash in Baton Rouge, your actions in the first hours and days can make a big difference. This guide explains each step in clear and simple language so you can protect your health and your future.
Step 1: Focus on safety first
First, take a moment to check yourself and anyone riding with you. If someone is hurt, call 911 right away. If you can move safely, turn off your engine and switch on your hazard lights. If the vehicles can be moved out of traffic without causing more danger, do so.
Next, stay calm. Accidents are stressful, and it is easy to panic. However, staying steady helps you make better decisions. Do not leave the scene until law enforcement allows it.
Step 2: Call the police and wait for help
In Baton Rouge, calling the police after an accident is very important. A police report creates an official record of what happened. Insurance companies often rely on this document.
Even if the accident looks small, injuries and damage can appear later. Therefore, it is safer to have a report. It protects you if there are disagreements in the future.
Step 3: Take photos and record details
If you are able, start collecting information at the scene. This evidence can help support your claim.
Take photos of:
- All vehicles and visible damage
- License plates
- The road, signs, and traffic signals
- The full accident area
- Any visible injuries
In addition, write down the time, date, and location. Note the weather and road conditions. If there are witnesses, politely ask for their names and phone numbers. Their statements may be helpful later.
Step 4: Exchange information with the other driver
Share only basic details. Keep the conversation respectful and short.
Collect:
- Full name and phone number
- Driver’s license number
- Insurance company and policy number
- Vehicle make and model
Do not argue and do not admit fault. It is better to let professionals review the facts.
Step 5: Get medical care as soon as possible
Some injuries do not show symptoms right away. Pain may appear hours or even days later. Because of this, medical care should never be delayed.
Seek help if you notice:
- Headaches
- Neck or back pain
- Dizziness
- Numbness
- Trouble moving
Medical records connect your injuries to the accident. They also ensure you receive the care you need.
Step 6: Inform your insurance company
You should report the accident to your insurer. Share basic facts such as location, time, and vehicles involved. However, you do not have to give a recorded statement right away, especially to the other driver’s insurance company.
Many people choose to speak with a Baton Rouge car accident lawyer at this stage. This helps them understand what to say and what to avoid.
Step 7: Get your Baton Rouge accident report
Accident reports in Baton Rouge are usually available about ten working days after the crash. You can request them through the local police department. There may be a small fee.
When you receive the report, review it carefully. Check the spelling of names, insurance details, and accident description. If something is wrong, ask how to request a correction.
Step 8: Keep all documents in one place
Organization is very important. Create a folder or digital file to store everything related to your accident.
Keep records of:
- Medical bills and visit notes
- Prescriptions and therapy costs
- Repair estimates and receipts
- Towing and rental car bills
- Proof of lost wages
Also, write simple notes about your pain and daily struggles. Over time, this shows how the accident affected your life.
Step 9: Be careful with early settlement offers
Insurance companies may contact you quickly with an offer. While this may seem helpful, early offers are often low. They may not cover future treatment or lost income.
Before accepting anything, make sure:
- You understand your injuries
- Your treatment plan is clear
- All costs are counted
At this point, speaking with a Baton Rouge car accident lawyer can help you avoid settling too soon.
Step 10: Know the legal deadline
Louisiana law has deadlines for filing injury claims. Under Louisiana Civil Code Article 3493.1, many personal injury claims must be filed within two years for accidents that happen after July 1, 2024.
Missing this deadline may mean losing your right to seek compensation. Therefore, it is important to understand your timeline early.
When legal guidance becomes helpful
You should consider legal support if:
- Your injuries are serious
- Fault is unclear
- Insurance companies delay or deny your claim
- You cannot return to work
- A commercial vehicle is involved
An accident law firm Baton Rouge Louisiana residents trust can explain your rights and help you move forward.
About Lindsey Scott Law Firm
Lindsey Scott Law Firm is located in Baton Rouge and works with individuals who have been injured in accidents. The firm focuses on helping people understand their options and take the right steps toward recovery. Lindsey Scott Law Firm is known for clear communication and careful attention to each case.
How legal support helps
Legal support can:
- Communicate with insurance companies
- Collect important records
- Protect your rights
- Help calculate full damages
This allows you to focus on healing while your claim is handled properly. Many people find peace of mind when they have guidance.
This is another situation where a Baton Rouge car accident lawyer can be helpful.
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Final thoughts
Recovering after an accident takes patience and careful decisions. Each step you take helps protect your health and stability. Lindsey Scott Law Firm can help you understand your options and move forward with confidence.
Frequently Asked Questions
Yes. Some injuries take time to show symptoms. Whiplash, concussions, and internal injuries may appear later. A medical visit creates proof that your injuries are linked to the accident. It also helps you begin treatment early.
Most reports are available within ten working days. You can request them through the Baton Rouge Police Department. A small fee may apply. Once received, review it carefully.
Avoid guessing about fault, speed, or injuries. Do not agree to a recorded statement if you are unsure. Keep your answers simple and factual. Seek guidance if you feel pressured.
Your own policy may include uninsured or underinsured motorist coverage. This coverage can help pay for medical bills and damages when the other driver cannot. Review your policy or ask for help understanding it.
You should consider contacting one when injuries are serious, when insurance companies are uncooperative, or when you are unsure about your rights. Early guidance can protect your claim and reduce mistakes.